Personal income and corporate taxes were created to help the federal government finance the country during the First World War. That system has evolved into what it is today, and income taxes are levied separately at a national and provincial level.

When you earn a certain amount of money, how much you need to pay in personal income taxes changes based on what province you live in and how much of your income is taxable. Each income range has a cutoff point (tax bracket) and is taxed at a different percentage (tax rate). Canadian taxpayers pay income tax to the federal and provincial governments where they live. Each province has different brackets and rates, while the federal government is consistent across the country.

Credits and deductions are two common ways to reduce your taxes and improve your tax refund.

Here’s a rough breakdown of Canadian federal tax brackets with their corresponding rates and the tax brackets and rates for each province for 2022.

Tax RateTaxable Income
FEDERAL
15%$50,197
20.50%$50,197 up to $100,392
26%$100,392 up to $155,625
29%$155,625 up to $221,708
33%$221,708 and up
ONTARIO
5.05%$46,226
9.15%over $46,226 up to $92,454
11.16%over $92,454 up to $150,000
12.16%over $150,000 up to $220,000
13.16%over $220,000
BRITISH COLUMBIA
5.06%$42,184
7.70%over $42,184 up to $84,369
10.50%over $84,369 up to $96,866
12.29%over $96,866 up to $117,623
14.70%over $117,623 up to $159,483
16.80%over $159,483 up to $222,420
20.50%$222,420 and up
ALBERTA
10%$131,220
12%over $131,220 up to $157,464
13%over $157,464 up to $209,952
14%over $209,952 up to $314,928
15%over $314,928
SASKATCHEWAN
10.50%$46,773
12.50%over $46,773 up to $133,638
14.50%over $133,638
MANITOBA
10.80%$34,431
12.75%over $34,431 up to $74,416
17.40%over $74,716
QUEBEC
15%$46,295
20%over $46,295 up to $92,580
24%over $92,580 up to $112,655
25.75%over $112,655
NEWFOUNDLAND & LABRADOR
8.70%$39,147
14.50%over $39,147 up to $78,294
15.80%over $78,294 up to $139,780
17.80%over $139,780 up to $195,693
19.80%over $195,693 up to $250,000
20.80%over $250,000 up to $500,000
21.30%over $500,000 up to $1,000,000
21.80%over $1,000,000
NOVA SCOTIA
8.79%$29,590
14.95%over $29,590 up to $59,180
16.67%over $59,180 up to $93,000
17.50%over $93,000 up to $150,000
21%over $150,000
NEW BRUNSWICK
9.40%$44,887
14.82%over $44,887 up to $89,775
16.52%over $89,775 up to $145,955
17.84%over $145,955 up to $166,280
20.30%over $166,280
PRINCE EDWARD ISLAND
9.80%$31,984
13.80%over $31,984 up to $63,969
16.70%over $63,969
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